Writing a will is one of the most responsible and caring steps an adult can take. It is not just a document for the elderly or the wealthy. Every adult in Leyland, regardless of age or assets, should consider having a valid will in place to ensure their wishes are respected and their loved ones protected.
While it can be uncomfortable to think about what happens when we die, the consequences of not having a will can be far more difficult for the people we leave behind. A properly written will provides clarity, prevents disputes and offers reassurance to those who matter the most.
Making your wishes known
A will is a legal document that states how you want your assets and belongings to be handled after your death. It lets you choose who receives what, who looks after any children under 18; and who will be responsible for carrying out your instructions.
Without a will, these choices are taken out of your hands. The law will decide how everything is shared out, which can lead to unintended consequences, delays and even conflict.
The risks of not having a will
When someone dies without a will, it’s well known that they are regarded as having died “intestate”. This means their estate is distributed according to a fixed legal process, regardless of personal wishes or family dynamics.
This can cause a number of issues, such as:
- Unmarried partners not inheriting anything
- Stepchildren or close friends being excluded
- Family members facing costly legal disputes
- Minor children being placed under the care of someone the parent may not have chosen
- Delays in accessing bank accounts or property
- Assets going to distant relatives or, in rare cases, the government
For residents in Leyland and surrounding areas, making a will ensures that local family arrangements, blended families and personal relationships are respected.
Why making a will matters at any age
Many people think of wills as something to worry about later in life. However, there are several good reasons why every adult should make a will sooner rather than later.
You control what happens to your estate
A will allows you to choose who receives your property, money and possessions. Without one, the law dictates the order of inheritance, which may not reflect your preferences.
You can support the people and causes you care about
If there is someone in your life who relies on you financially, or if you want to leave something for a charity or organisation, a will ensures that your intentions are carried out.
You decide who looks after your children
If you have children under the age of 18, your will is where you can nominate legal guardians. This gives you peace of mind that someone you trust will care for your children should anything happen to you.
You avoid family disputes
Unclear or missing instructions after someone dies often lead to arguments. A clear will can help reduce conflict and ensure that your estate is dealt with smoothly.
You make things easier for loved ones
Dealing with a death is hard enough. Having a will in place helps your loved ones avoid complicated legal procedures during an already emotional time.
What makes a will valid?
In England and Wales, a will is legally valid if it meets the following conditions:
- You are 18 or over
- You make it voluntarily, without pressure from others
- You are of sound mind
- It is in writing
- You sign it in the presence of two witnesses
- The witnesses also sign it in your presence
To avoid errors or challenges, it is highly recommended to seek legal advice. At Marley Solicitors in Leyland, we ensure every will we draft is fully compliant and tailored to your circumstances.
Appointing executors you trust
An executor is the person (or people) you name in your will to handle your estate. They are responsible for collecting your assets, settling any debts and distributing everything according to your instructions.
You can choose anyone over 18, including family, friends, or professionals. It is important to choose someone who is reliable, organised, and willing to take on the role. You may also want to name more than one executor in case someone is unable or unwilling to act.
Naming guardians for your children
If you are a parent, one of the most important aspects of a will is naming guardians for your children. This is your opportunity to choose who will care for them and make decisions on their behalf.
If no guardian is appointed and there is no surviving parent with legal responsibility, the decision will be left to the family courts. This can create stress and uncertainty for the people involved, especially during an already difficult time.
Including funeral wishes and personal messages
Although not legally binding, your will can also include guidance about your funeral wishes. Whether you prefer burial or cremation or have specific ideas about how you would like your life honoured, stating this in your will helps reduce the burden on your loved ones.
Some people also choose to include personal messages, letters or keepsakes in their will. These thoughtful touches can provide comfort and create a lasting sense of connection.
Keeping your will up to date
Your circumstances may change over time, and your will should reflect those changes. It is a good idea to review your will every few years, or after any major life events such as:
- Getting married or entering a civil partnership
- Divorcing or separating
- Having children or grandchildren
- Buying a property
- Inheriting money or assets
- Losing a loved one who is named in your will
If changes are needed, you can either make a new will or add a legally valid amendment known as a codicil. At Marley Solicitors, we can guide you through these updates with minimal hassle.
The role of professional advice
While there are online will-writing kits and DIY options, these are rarely suitable for complex estates or non-traditional family situations. Mistakes in a will can render it invalid, create confusion or cause disputes.
Professional legal advice ensures that your will is:
- Clearly written and legally sound
- Adapted to your unique family and financial situation
- In line with current inheritance tax rules
- Stored and witnessed properly
- Easy for your executors to follow
Our team at Marley Solicitors is based in Leyland and has years of experience helping local people protect what matters most to them.
Planning for inheritance tax
Many people are unaware that inheritance tax (IHT) may be due on their estate when they die. If your estate exceeds the current threshold (£325,000 at the time of writing), it may be subject to tax at 40 percent.
By making a will, you can reduce the amount of IHT your loved ones will have to pay. Strategies may include:
- Leaving part of your estate to charity
- Making use of allowances and exemptions
- Placing assets into trusts
- Transferring unused allowances between spouses or civil partners
At Marley Solicitors, we offer practical estate planning advice to help you pass on more to those you care about.
A modern will for a modern life
Today’s world brings new considerations that a will can help address. You may want to include instructions for your:
- Online accounts and digital assets
- Cryptocurrency holdings
- Social media profiles
- Subscription services
- Intellectual property
Including these in your will ensures your digital presence is handled in the way you choose, reducing the burden on your loved ones.
Start planning today
A will is not just a legal formality. It’s a gift of clarity, care and protection for the people you love. Whether you have a large estate or a modest one, children or not, property or only personal items – your wishes matter.
If you live in Leyland and would like to discuss your options, our friendly and experienced team at Marley Solicitors is here to help. We will guide you through the process with sensitivity and professionalism, giving clear advice at every step.
Don’t leave your future to chance. Contact Marley Solicitors today and take the first step towards securing peace of mind for yourself and those you care about.
